How accurate is this income-to-home price chart for buying in 2026? Read more ⬇️ This is a helpful baseline, but it’s not the full picture. These numbers assume average rates, minimal debt, standard taxes and insurance, and solid credit. Your real buying power can be higher or lower depending on your debts, loan type, down payment, HOA fees, and where you’re buying. The value here isn’t the exact figure; it’s understanding what income range puts certain price points within reach so you can plan
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