Here's the average 401 (k) balance by generation and age as of September 30, 2025, according to Fidelity's report, which is based on the 24.8 million 401 (k) accounts it manages.

Nov 17, 2025 · See average and median 401 (k) balances by age using 2025 Empower data, plus 2025 contribution and catch-up limits and a savings growth illustration.

Mar 10, 2025 · Consider the average 401 (k) balance by age and income level in the U.S. We help you assess your retirement strategy and where you may fit on the 401 (k) scale.

Average retirement savings by age can help you compare your retirement savings with people your age or those who have been working and saving for about the same amount of time.

Jan 24, 2025 · According to Vanguard's annual report, the average 401 (k) balance across all age groups is $134,128. Comparing average 401 (k) benchmarks can help you fine-tune your …

Dec 9, 2025 · As you compare your 401 (k) balance to others in your age group, keep in mind this general rule of thumb: Financial experts advise investing 15% of your income annually in a …

Jun 26, 2025 · Vanguard calculated both the average balance and the median balance for each age group. The average balance can be skewed by those with higher levels of wealth. So, in …

Sep 3, 2025 · For example, you might wonder how your 401 (k) account balance compares to others your age. In the table below, you'll find average -- and median -- 401 (k) balances for a …

Sep 14, 2025 · 401 (k) account balances and contribution rates vary greatly by age, with people in their 60s racking up the largest balance on average. The average 401 (k) savings rate, …

Oct 23, 2025 · By your 30s, your income and savings potential start to rise. The average 401 (k) balance jumps to around $43,000, while the median sits near $16,600. This is the decade to …