I inherited my mom’s IRA and still need to take $10K in required minimum distributions in 2025, but there’s no cash. What do I liquidate?

Take Becka, a hypothetical married mother of three who inherited her mom’s individual retirement account (IRA). She needs to take a required minimum distribution (RMD) of $10,000 in 2025, but there’s ...
24/7 Wall St.

The End of 2025: 3 Must-Know SECURE Act Changes for RMDs and Inherited IRAs

The SECURE Act of 2019 and the SECURE Act 2.0 of 2022 all but fundamentally changed retirement account rules in ways that continue to catch both retirees and their beneficiaries by surprise. The ...

What Happens To Your IRA If An Ex-Spouse Is Listed As The Beneficiary

Your beneficiary designation will often control where your IRA goes once you pass away. Make sure you don't leave unintended ...
Orlando Sentinel

The Savings Game: When to consider naming a trust as IRA beneficiary

Readers of my column know I emphasize the importance of naming beneficiaries for every IRA account. Many ask under what circumstances they should consider naming a trust as an IRA beneficiary. In a ...
Morningstar

My late husband's son is listed as beneficiary on his IRAs. Where does that leave me?

'My husband's son said he doesn't want any part of the IRAs or the insurance policies' "We found the policies, but it appears he stopped paying on them a few months before he passed away." (Photo ...

Many Americans make this 1 mistake with their 401(k)s and IRAs. Here's how to avoid leaving a headache for your heirs

For example, spouses who inherit an IRA or 401 (k) can roll that money into their own account. Depending on how old the ...

What Happens To Your 401(k) If An Ex-Spouse Is Listed The Beneficiary

Divorce does not automatically change who will inherit your 401k. Make sure you know the rules and update your plans.